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Allow Rakesh Garg and his team of
professionals to help you with all your
financial needs |
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Refinancing.
What would you like to do?
Everybody has dreams, and many of those dreams are related to home ownership. If you're not sure what kind of mortgage to ask for, just click on one of the dreams listed below.
We'll help you achieve that dream with a mortgage product tailored to your specific situation. And if your dream isn't listed—after all, everybody's dreams are different!—simply contact Rakesh Garg
Reduce overall interest payments.
Let's face it—your mortgage isn't the only debt you have. If you're like most people, you probably also have a credit card balance and one or two consumer loans.
But while your mortgage may not be your only debt, it's almost certainly your least expensive debt.
Mortgage rates continue to be at historic lows and it could be an important window of opportunity, especially since Canadians pay a shocking amount of money to service their high interest credit cards and other loans. I have completed analyses for several clients and found that it can be very financially rewarding to roll this debt into a new or existing mortgage. The benefits are immediate and long lasting: fewer payments, better cash flow and big savings on interest charges.
CURRENT SITUATION |
BALANCE |
PAYMENT |
Here’s an example of over $759.98 per month in savings.
If you think you can also benefit, call me at 416-568-4082x for a review of your situation and our best recommendation. There is no cost or obligation. |
Mortgage (@6%) |
$160,000 |
$1,024 |
Car Loan |
$18,000 |
$540 |
Credit Cards/PLC |
$15,000 |
$450 |
Penalty to break mortgage |
$3,000 |
$0 |
TOTAL |
$196,000 |
$2,014 |
NEW MORTGAGE |
BALANCE |
PAYMENT |
Mortgage (@6%*) |
$196,000 |
$1254.02 |
Car Loan |
PAID OFF |
– |
Credit Cards/PLC |
PAID OFF |
– |
Penalty to break mortgage |
PAID OFF |
– |
TOTAL |
$196,000 |
$1254.02 |
We are committed to providing ongoing service that includes regular mortgage check ups and identifying areas for potential savings. I look forward to speaking with you in the coming weeks, and I also invite you to extend this offer to any friends, co-workers or family members who might benefit from a mortgage analysis. You can also contact me directly at finance.garg@sympatico.ca
*Rate subject to change. OAC. Payments based on 25-year amortization.
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